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A credit is binding on you and must be refunded. Check your repayment capabilities before committing.
Credit redemption

Group all your credits
in one place.

Life is too short to manage multiple loan payments. With credit redemption — one monthly payment, one contact, one repayment.

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1
Single monthly payment
€100K
Maximum consolidation amount
120 mo.
Maximum repayment period
Why consolidate

Online credit redemption:
3 reasons to get started

Single monthly payment
Simplicity

Only one monthly payment, only one contact person

With the credit redemption, manage your expenses more easily by avoiding multiplying repayments each month. You couldn't do it any simpler!

Flexible repayment
Flexibility

A refund tailored to your situation

Your monthly payments are modulable and you can even pause your repayment every 6 months. Adapting to life's changes has never been easier.

Expert support
Support

Flawless support every step of the way

With MOONPAID you are autonomous — but never alone. A dedicated advisor accompanies you throughout your credit redemption process.

Advantages

The advantages of credit consolidation

Reduced monthly payments
By extending the repayment duration, your monthly payments are lightened, freeing up purchasing power.
Simplified management
A single loan means a single monthly payment and a single contact person — no more juggling creditors.
Tailored to your finances
Adjust the duration and amount of monthly payments according to your repayment capacity.
Reduced financial stress
Fewer creditors and monthly payments to manage can significantly reduce financial stress.
Pause every 6 months
Take a repayment break every 6 months when needed — subject to proper functioning of the credit.
100% online process
Fill in your application online and let a dedicated advisor take care of everything else.
Process

How the online credit redemption works

1
Fill in your request
Fill out our online form with your personal and financial information. Fast, secure, and completely digital.
2
File analysis
Your file is analyzed by our team who will offer you, if accepted, a suitable consolidated offer.
3
Sign & benefit
Sign your new loan agreement. Your old credits will be refunded through a single monthly payment.
FAQ

Your questions, our answers

It is a simple process that allows you to group several loans into one, granting you the opportunity to reduce your monthly payments while obtaining more advantageous interest rates. It simplifies the management of your finances.
A dedicated advisor takes care of everything. The redemption of credit is usually done within a few working days. You benefit from a single interlocutor throughout the process.
It's simple and fast! Click on "Subscribe to Credit Redemption" and let yourself be guided. A few clicks are enough to simplify your life.
Yes, you can take a break every 6 months, subject to the proper functioning of your credit, for a period of 1 to 2 consecutive months. Request must be made 15 days before the due date.
More details

Everything you need to know

Eligibility criteria & required documents

To benefit from a credit redemption, you must not exceed your maximum debt ratio. The required documents are:

  • ✓ A valid proof of identity (identity card, passport, residence permit)
  • ✓ A proof of address less than 3 months old
  • ✓ The last three bank statements of all bank accounts
  • ✓ The loan agreements and amortization tables of loans held
  • ✓ The last three pay slips and/or last tax notice

(1) The Consolidation of credits is an amortizable loan, intended to buy back consumer credits which you hold, excluding real estate loans, for an amount of €20,000 to €100,000, on a repayment period from 36 to 120 months.

(2) Thanks to the modularity of the deadlines, you can modulate your deadlines up or down for a period of 1 to 3 consecutive months. The new monthly payment must represent at least 60% of the initial monthly payment.

You have a legal right of withdrawal of 14 days when subscribing to your credit.

A credit is binding on you and must be refunded. Check your repayment capabilities before committing. The information provided is purely informative and cannot be considered as advice provided by MOONPAID.

Simplify your finances

Subscribe to the
credit redemption today.

One payment, one advisor, one solution. Take back control of your finances.

Subscribe now